Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: ME × Clear all

Most Strengths

All tiers in ME

Rank	Credit Union
1	LINCOLN MAINE Community LINCOLN, ME
2	SEBASTICOOK VALLEY Community PITTSFIELD, ME
3	EVERGREEN Community Portland, ME
4	SACO VALLEY Community Saco, ME
5	CUMBERLAND COUNTY Community Falmouth, ME
6	NEW DIMENSIONS Community Waterville, ME
7	TOWN & COUNTRY Community SOUTH PORTLAND, ME
8	OXFORD Community MEXICO, ME
9	NORSTATE Community Madawaska, ME
10	LISBON COMMUNITY Community Lisbon, ME
11	SABATTUS REGIONAL Sabattus, ME
12	ACADIA Community FORT KENT, ME
13	MAINE STATE Community Augusta, ME
14	OTIS Community Jay, ME
15	MAINE FAMILY Community Lewiston, ME
16	GARDINER Gardiner, ME
17	UNIVERSITY Community Orono, ME
18	DIRIGO Community Lewiston, ME
19	K V Community Augusta, ME
20	BANGOR Community Bangor, ME
21	PEOPLESCHOICE Community Biddeford, ME
22	SEABOARD Community BUCKSPORT, ME
23	KSW Community WATERVILLE, ME
24	MAINE SAVINGS Community Hampden, ME
25	TRUCHOICE Community PORTLAND, ME

Most Concerns

All tiers in ME

Rank	Credit Union
1	MAINE MEDIA PORTLAND, ME
2	MAINE SOLUTIONS SOUTH PORTLAND, ME
3	CENTRAL MAINE Community Lewiston, ME
4	MILESTONES Lewiston, ME
5	CONNECTED Community AUGUSTA, ME
6	ANCORUM Community Bath, ME
7	FRANKLIN-SOMERSET Community MADISON, ME
8	COAST LINE South Portland, ME
9	CAPITAL AREA Augusta, ME
10	GREAT FALLS REGIONAL Lewiston, ME
11	THE COUNTY Community Presque Isle, ME
12	DOWNEAST Community Baileyville, ME
13	EASTMILL EAST MILLINOCKE, ME
14	COMMUNITY Community Lewiston, ME
15	ATLANTIC REGIONAL Mid-Market South Portland, ME
16	MAINE SAVINGS Community Hampden, ME
17	MAINE HIGHLANDS Community Dexter, ME
18	WINTHROP AREA Community WINTHROP, ME
19	KSW Community WATERVILLE, ME
20	CPORT Community Portland, ME
21	TRUCHOICE Community PORTLAND, ME
22	BREWER Community BREWER, ME
23	TRADEMARK Community Augusta, ME
24	MIDCOAST Community Freeport, ME
25	MAINE STATE Community Augusta, ME

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)