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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: MI × Clear all

Most Strengths

All tiers in MI

Rank	Credit Union
1	MICHIGAN SCHOOLS AND GOVERNMENT Mid-Market Clinton Townshi, MI
2	TLC COMMUNITY Community Adrian, MI
3	GENISYS Large AUBURN HILLS, MI
4	UNITED Mid-Market St Joseph, MI
5	MICHIGAN STATE UNIVERSITY Large East Lansing, MI
6	CONSUMERS Mid-Market Oshtemo, MI
7	MONROE COMMUNITY Community Monroe, MI
8	PFCU Community Portland, MI
9	COMMUNITY CHOICE Mid-Market Farmington Hill, MI
10	MEIJER Community GRAND RAPIDS, MI
11	EMBERS Community Marquette, MI
12	FINANCIAL PLUS Mid-Market Flint, MI
13	ST. FRANCIS X Community Petoskey, MI
14	KELLOGG COMMUNITY Mid-Market BATTLE CREEK, MI
15	FILER Community Manistee, MI
16	FRANKENMUTH Mid-Market Frankenmuth, MI
17	MARQUETTE COMMUNITY Community Marquette, MI
18	CHRISTIAN FINANCIAL Mid-Market Sterling Height, MI
19	DFCU FINANCIAL Large Dearborn, MI
20	LAKE MICHIGAN Titans Grand Rapids, MI
21	U.P. STATE Community Escanaba, MI
22	UNITED FINANCIAL Community Saginaw, MI
23	DORT FINANCIAL Mid-Market GRAND BLANC, MI
24	TRUE COMMUNITY Community Jackson, MI
25	WILDFIRE Mid-Market Saginaw, MI

Most Concerns

All tiers in MI

Rank	Credit Union
1	A.B.D. WARREN, MI
2	LAFCU Mid-Market LANSING, MI
3	INTERNATIONAL UAW DETROIT, MI
4	MICHIGAN COASTAL Muskegon, MI
5	NORTHWEST CONSUMERS TRAVERSE CITY, MI
6	WESTACRES WEST BLOOMFIELD, MI
7	MICHIGAN COLUMBUS Livonia, MI
8	WARREN MUNICIPAL Warren, MI
9	LINCOLN PARK COMMUNITY Lincoln Park, MI
10	DIVERSIFIED MEMBERS Community Detroit, MI
11	FLAGSHIP COMMUNITY Port Huron, MI
12	SOUTHEAST MICHIGAN STATE EMPLOYEES West Bloomfield, MI
13	TANDEM Warren, MI
14	BEST FINANCIAL Community MUSKEGON, MI
15	COMMUNITY FINANCIAL Mid-Market PLYMOUTH, MI
16	MONTCALM PUBLIC EMPLOYEES EDMORE, MI
17	MICHIGAN LEGACY Community Wyandotte, MI
18	MUSKEGON ST JOSEPH MUSKEGON, MI
19	FAMILY FIRST SAGINAW, MI
20	UNITED CHURCHES Taylor, MI
21	AUTO-OWNERS ASSOCIATES LANSING, MI
22	CASE Community Lansing, MI
23	SAFE HARBOR Community Ludington, MI
24	IGNITE Community Battle Creek, MI
25	ROUTE 31 Community Muskegon, MI

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)