Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: AR × Clear all

Most Strengths

All tiers in AR

Rank	Credit Union
1	ARKANSAS Mid-Market Little Rock, AR
2	TELCOE Community LITTLE ROCK, AR
3	COTTON BELT PINE BLUFF, AR
4	UARK Fayetteville, AR
5	PATTERSON ARKADELPHIA, AR
6	USEM MENA MENA, AR
7	MIL-WAY Community TEXARKANA, AR
8	L R F D LITTLE ROCK, AR
9	SOUTHERN GAS LITTLE ROCK, AR
10	ARKANSAS BEST Community FORT SMITH, AR
11	ELECTRIC COOPERATIVES LITTLE ROCK, AR
12	DIAMOND LAKES Malvern, AR
13	ALCOA COMMUNITY BENTON, AR
14	SUCCESS Community BLYTHEVILLE, AR
15	HURRICANE CREEK BENTON, AR
16	ARKANSAS TEACHERS LIttle Rock, AR
17	COOPERATIVE EXTENSION SERVICE LITTLE ROCK, AR
18	NORTHWEST ARKANSAS FAYETTEVILLE, AR
19	LION EL DORADO, AR
20	RIVER VALLEY COMMUNITY CAMDEN, AR
21	COMBINED HOT SPRINGS, AR
22	ARKANSAS FARM BUREAU Little Rock, AR
23	TWO RIVERS Arkadelphia, AR
24	NORTH LITTLE ROCK EDUCATORS North Little Ro, AR
25	WHITE COUNTY SEARCY, AR

Most Concerns

All tiers in AR

Rank	Credit Union
1	GARLAND COUNTY EDUCATORS HOT SPRINGS, AR
2	PEOPLE TRUST COMMUNITY North Little Ro, AR
3	ARKANSAS AM & N COLLEGE Pine Bluff, AR
4	VA HOSPITAL LITTLE ROCK, AR
5	SUBIACO Subiaco, AR
6	PINE PINE BLUFF, AR
7	UP North Little Ro, AR
8	U.P. EMPLOYEES NORTH LITTLE RO, AR
9	NORTH LITTLE ROCK EDUCATORS North Little Ro, AR
10	RIVER TOWN FORT SMITH, AR
11	TIMBERLINE Crossett, AR
12	BAPTIST HEALTH Little Rock, AR
13	PRIORITY RUSSELLVILLE, AR
14	PBA Pine Bluff, AR
15	ARKANSAS EDUCATION ASSOCIATION LITTLE ROCK, AR
16	COMBINED HOT SPRINGS, AR
17	FORT ROOTS NORTH LITTLE RO, AR
18	ARKANSAS KRAFT EMPLOYEES Morrilton, AR
19	WHITE COUNTY SEARCY, AR
20	ARKANSAS FARM BUREAU Little Rock, AR
21	FAIRFIELD PINE BLUFF, AR
22	TWO RIVERS Arkadelphia, AR
23	ARKANSAS HEALTH CENTER BENTON, AR
24	FORT SMITH TEACHERS FORT SMITH, AR
25	TRUSERVICE COMMUNITY LITTLE ROCK, AR

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)