Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Viewing: Net Interest Margin (NIM) (Absolute)

Top Performers

Net Interest Margin (NIM) (Absolute) • All tiers

Rank Credit Union Value Pctl
1
NAVY FEDERAL CREDIT UNION Titans
VIENNA, VA
4.80% 100.0%
2
CARIBE Community
San Juan, PR
5.55% 100.0%
3
MARINE Mid-Market
La Crosse, WI
5.68% 100.0%
4
FOUNDERS Large
Lancaster, SC
4.28% 100.0%
5
FARMERS INSURANCE Mid-Market
Los Angeles, CA
4.98% 99.7%
6
AMERICAN 1 Community
JACKSON, MI
5.52% 99.6%
7
HUGHES Mid-Market
Tucson, AZ
4.82% 99.5%
8
ASSOCIATED CREDIT UNION OF TEXAS Community
League City, TX
5.52% 99.3%
9
MARINE Mid-Market
Jacksonville, NC
4.69% 99.2%
10
SHELL Mid-Market
Deer Park, TX
4.66% 98.9%
11
PELICAN Community
Baton Rouge, LA
5.46% 98.9%
12
CREDIT UNION 1 Mid-Market
Anchorage, AK
4.63% 98.7%
13
MY COMMUNITY Community
Midland, TX
5.11% 98.6%
14
TRULIANT Large
Winston Salem, NC
4.24% 98.5%
15
4FRONT Mid-Market
Traverse City, MI
4.61% 98.4%
16
TRUE COMMUNITY Community
Jackson, MI
5.07% 98.2%
17
1ST ADVANTAGE Mid-Market
Newport News, VA
4.57% 98.1%
18
GECU Mid-Market
El Paso, TX
4.56% 97.9%
19
ZEAL Community
Livonia, MI
4.86% 97.9%
20
FIRST SOURCE Mid-Market
New Hartford, NY
4.50% 97.6%
21
DUPAGE Community
Naperville, IL
4.78% 97.5%
22
CENTRIS Mid-Market
Omaha, NE
4.50% 97.4%
23
SECURITY Community
GRAND BLANC, MI
4.66% 97.2%
24
OREGON COMMUNITY Mid-Market
EUGENE, OR
4.49% 97.1%
25
MEMBERS 1ST Large
Enola, PA
4.20% 97.1%

Bottom Performers

Net Interest Margin (NIM) (Absolute) • All tiers

Rank Credit Union Value Pctl
1
MERCK EMPLOYEES Mid-Market
RAHWAY, NJ
0.56% 0.3%
2
N C P D Community
Plainview, NY
1.59% 0.4%
3
CONNECTICUT STATE EMPLOYEES Mid-Market
HARTFORD, CT
0.96% 0.5%
4
UNIVERSITY OF HAWAII Community
Honolulu, HI
1.79% 0.7%
5
CALTECH EMPLOYEES Mid-Market
La Canada, CA
0.96% 0.8%
6
SELF RELIANCE NY Mid-Market
New York, NY
0.99% 1.1%
7
APCI Community
Lehigh Valley, PA
1.80% 1.1%
8
SOUTHERN ENERGY Mid-Market
BIRMINGHAM, AL
1.17% 1.3%
9
PCM Community
Green Bay, WI
1.99% 1.4%
10
STATE FARM Large
Bloomington, IL
0.72% 1.5%
11
F & A Mid-Market
MONTEREY PARK, CA
1.40% 1.6%
12
DIRECT Community
Needham, MA
2.00% 1.8%
13
UTAH POWER Mid-Market
Murray, UT
1.67% 1.9%
14
COASTAL1 Mid-Market
Pawtucket, RI
1.87% 2.1%
15
DOVER-PHILA Community
Dover, OH
2.05% 2.1%
16
WORKERS Mid-Market
Littleton, MA
1.92% 2.4%
17
OCEANAIR Community
Oxnard, CA
2.16% 2.5%
18
HAWAIIAN FINANCIAL Mid-Market
Honolulu, HI
1.93% 2.6%
19
CONSUMER Community
Greeneville, TN
2.17% 2.8%
20
GENERAL ELECTRIC Mid-Market
Cincinnati, OH
1.96% 2.9%
21
STAR ONE Large
SUNNYVALE, CA
1.04% 2.9%
22
METRO Mid-Market
Chelsea, MA
1.97% 3.2%
23
ALIGN Community
Lowell, MA
2.31% 3.2%
24
DOW Mid-Market
Midland, MI
2.01% 3.4%
25
THE PEOPLES Community
Middletown, RI
2.32% 3.5%
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