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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Viewing: Net Interest Margin (NIM) (YoY Change)

Top Performers

Net Interest Margin (NIM) (YoY Change) • All tiers

Rank Credit Union Value Pctl
1
TINKER Large
Oklahoma City, OK
0.42% 100.0%
2
GREENSTATE Titans
North Liberty, IA
0.36% 100.0%
3
REVITY Community
Granite City, IL
1.05% 100.0%
4
COBALT Mid-Market
Papillion, NE
1.18% 100.0%
5
RAIZ Mid-Market
EL PASO, TX
0.83% 99.7%
6
HEARTLAND Community
HUTCHINSON, KS
0.82% 99.6%
7
SELF RELIANCE FINANCIAL Mid-Market
New York, NY
0.82% 99.5%
8
LEBANON Community
LEBANON, PA
0.65% 99.3%
9
MERCK EMPLOYEES Mid-Market
RAHWAY, NJ
0.77% 99.2%
10
CENTER PARC Mid-Market
Atlanta, GA
0.71% 98.9%
11
TELCOE Community
LITTLE ROCK, AR
0.65% 98.9%
12
THE POLICE Mid-Market
SAN BRUNO, CA
0.65% 98.7%
13
FREEDOM OF MARYLAND Community
Bel Air, MD
0.65% 98.6%
14
SPOKANE TEACHERS Large
LIBERTY LAKE, WA
0.41% 98.5%
15
HAWAII STATE Mid-Market
Honolulu, HI
0.65% 98.4%
16
ALIGN Community
Lowell, MA
0.60% 98.2%
17
QUORUM Mid-Market
Purchase, NY
0.62% 98.1%
18
PARK Mid-Market
Louisville, KY
0.61% 97.9%
19
CABRILLO Community
San Diego, CA
0.57% 97.8%
20
UTAH POWER Mid-Market
Murray, UT
0.60% 97.6%
21
SMART FINANCIAL Community
Houston, TX
0.55% 97.5%
22
FRONTWAVE Mid-Market
Oceanside, CA
0.60% 97.3%
23
SHAREFAX Community
CINCINNATI, OH
0.52% 97.1%
24
SALAL Mid-Market
Seattle, WA
0.58% 97.1%
25
DELTA COMMUNITY Large
Atlanta, GA
0.39% 97.0%

Bottom Performers

Net Interest Margin (NIM) (YoY Change) • All tiers

Rank Credit Union Value Pctl
1
KINETIC Community
Columbus, GA
-1.06% 1.1%
2
LAFAYETTE Mid-Market
ROCKVILLE, MD
-2.03% 1.3%
3
FIRST SOUTH FINANCIAL Community
Bartlett, TN
-0.33% 1.4%
4
CIVIC Mid-Market
RALEIGH, NC
-0.76% 1.6%
5
ASSOCIATED CREDIT UNION OF TEXAS Community
League City, TX
-0.28% 1.8%
6
ELGA Mid-Market
Grand Blanc, MI
-0.75% 1.9%
7
POWER FINANCIAL Mid-Market
Pembroke Pines, FL
-0.50% 2.1%
8
OUR COMMUNITY Community
Shelton, WA
-0.27% 2.2%
9
TUCSON Mid-Market
TUCSON, AZ
-0.49% 2.4%
10
METRO CU Community
OMAHA, NE
-0.18% 2.5%
11
CENTRIS Mid-Market
Omaha, NE
-0.45% 2.7%
12
CONSOLIDATED Community
PORTLAND, OR
-0.18% 2.9%
13
ARROWHEAD Mid-Market
Rancho Cucamong, CA
-0.44% 2.9%
14
CONNEXUS Mid-Market
Wausau, WI
-0.34% 3.2%
15 -0.17% 3.3%
16
ONPATH Mid-Market
Metairie, LA
-0.31% 3.4%
17
CPM Community
NORTH CHARLESTO, SC
-0.17% 3.6%
18
AMOCO Mid-Market
Texas City, TX
-0.31% 3.7%
19
MARINE Mid-Market
La Crosse, WI
-0.25% 4.0%
20
RESOUND Community
Nashville, TN
-0.16% 4.0%
21
LAKE MICHIGAN Titans
Grand Rapids, MI
-0.15% 4.0%
22
GEORGIA'S OWN Mid-Market
Atlanta, GA
-0.22% 4.2%
23
FIRST CITIZENS' Community
FAIRHAVEN, MA
-0.16% 4.3%
24
VIRGINIA Large
Richmond, VA
-0.16% 4.5%
25
ZEAL Mid-Market
Livonia, MI
-0.19% 4.5%
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