Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Viewing: Net Interest Margin (NIM) (YoY Change)

Top Performers

Net Interest Margin (NIM) (YoY Change) • All tiers

Rank Credit Union Value Pctl
1
LEBANON Community
LEBANON, PA
1.01% 100.0%
2
CREDIT UNION 1 Mid-Market
Lombard, IL
1.98% 100.0%
3
FOURLEAF Titans
Bethpage, NY
0.36% 100.0%
4
COMMUNITYAMERICA Large
Lenexa, TX
0.52% 100.0%
5
COBALT Mid-Market
Papillion, NE
1.24% 99.7%
6
REVITY Community
Granite City, IL
0.91% 99.6%
7
OREGON COMMUNITY Mid-Market
Eugene, OR
0.97% 99.5%
8
SOARION Community
SAN ANTONIO, TX
0.77% 99.3%
9
SELF RELIANCE FINANCIAL Mid-Market
New York, NY
0.85% 99.2%
10
ATLANTA POSTAL Mid-Market
Atlanta, GA
0.74% 99.0%
11
TELCOE Community
LITTLE ROCK, AR
0.75% 98.9%
12
THE POLICE Mid-Market
SAN BRUNO, CA
0.72% 98.7%
13
ALIGN Community
Lowell, MA
0.65% 98.6%
14
CHEVRON Large
Concord, CA
0.42% 98.5%
15
MERCK EMPLOYEES Mid-Market
RAHWAY, NJ
0.70% 98.4%
16
SMART FINANCIAL Community
Houston, TX
0.63% 98.2%
17
HAWAII STATE Mid-Market
Honolulu, HI
0.66% 98.2%
18
LISTERHILL Mid-Market
Sheffield, AL
0.66% 97.9%
19
COREPLUS Community
Norwich, CT
0.53% 97.9%
20
UTAH POWER Mid-Market
Murray, UT
0.63% 97.7%
21
UNIVERSITY OF HAWAII Community
Honolulu, HI
0.53% 97.5%
22
FRONTWAVE Mid-Market
Oceanside, CA
0.62% 97.4%
23
O BEE Community
Lacey, WA
0.53% 97.2%
24
HONDA Mid-Market
Torrance, CA
0.61% 97.1%
25
PATELCO Large
Dublin, CA
0.41% 97.0%

Bottom Performers

Net Interest Margin (NIM) (YoY Change) • All tiers

Rank Credit Union Value Pctl
1
KINETIC Community
Columbus, GA
-1.97% 1.1%
2
LAFAYETTE Mid-Market
ROCKVILLE, MD
-2.30% 1.3%
3
CONSOLIDATED Community
PORTLAND, OR
-0.64% 1.4%
4
ELGA Mid-Market
Grand Blanc, MI
-1.14% 1.6%
5
TUCSON Community
TUCSON, AZ
-0.56% 1.8%
6
CIVIC Mid-Market
RALEIGH, NC
-0.94% 1.8%
7
POWER FINANCIAL Mid-Market
Pembroke Pines, FL
-0.58% 2.1%
8
FEDCHOICE Community
Lanham, MD
-0.38% 2.1%
9
VIBRANT Mid-Market
Moline, IL
-0.53% 2.3%
10
FRONTIER Community
Idaho Falls, ID
-0.29% 2.5%
11
AMOCO Mid-Market
Texas City, TX
-0.46% 2.6%
12
ASSOCIATED CREDIT UNION OF TEXAS Community
League City, TX
-0.27% 2.8%
13
ARROWHEAD Mid-Market
Rancho Cucamong, CA
-0.35% 2.9%
14
ZEAL Mid-Market
Livonia, MI
-0.33% 3.1%
15
FIRST SOUTH FINANCIAL Community
Bartlett, TN
-0.27% 3.2%
16
ONPATH Mid-Market
Metairie, LA
-0.30% 3.4%
17
ADVENTURE Community
Grand Rapids, MI
-0.25% 3.5%
18
PUBLIX EMPLOYEES Mid-Market
LAKELAND, FL
-0.26% 3.6%
19
METRO CU Community
OMAHA, NE
-0.22% 3.9%
20
TEXANS Mid-Market
Richardson, TX
-0.26% 3.9%
21
LAKE MICHIGAN Titans
Grand Rapids, MI
-0.12% 4.2%
22
GEORGIA'S OWN Mid-Market
Atlanta, GA
-0.19% 4.2%
23
DUGOOD Community
BEAUMONT, TX
-0.19% 4.2%
24
MARINE Mid-Market
La Crosse, WI
-0.19% 4.4%
25
APPLE Large
Fairfax, VA
-0.31% 4.5%
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