Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Viewing: Net Interest Margin (NIM) (YoY Change)

Top Performers

Net Interest Margin (NIM) (YoY Change) • All tiers

Rank Credit Union Value Pctl
1
FIRST TECHNOLOGY Titans
SAN JOSE, CA
0.50% 100.0%
2
BAYER HERITAGE Community
New Martinsvill, WV
0.97% 100.0%
3
COBALT Mid-Market
Papillion, NE
1.14% 100.0%
4
VIRGINIA Large
Richmond, VA
0.68% 100.0%
5
RIVERMARK COMMUNITY Mid-Market
Oregon City, OR
1.11% 99.7%
6
TRIANGLE Community
Nashua, NH
0.82% 99.6%
7
TOPLINE FINANCIAL Mid-Market
Maple Grove, MN
0.99% 99.5%
8
KOHLER Community
Sheboygan, WI
0.82% 99.3%
9
GREAT LAKES Mid-Market
BANNOCKBURN, IL
0.93% 99.2%
10
HUGHES Mid-Market
Tucson, AZ
0.92% 98.9%
11
LEBANON Community
LEBANON, PA
0.74% 98.9%
12
ATLANTA POSTAL Mid-Market
Atlanta, GA
0.78% 98.7%
13
CARIBE Community
San Juan, PR
0.68% 98.6%
14
MICHIGAN STATE UNIVERSITY Large
East Lansing, MI
0.55% 98.5%
15
SAFE Mid-Market
Sumter, SC
0.75% 98.4%
16
SEA COMM Community
MASSENA, NY
0.67% 98.2%
17
MERCK EMPLOYEES Mid-Market
RAHWAY, NJ
0.73% 98.1%
18
FIRST SERVICE Mid-Market
Houston, TX
0.71% 97.9%
19
RESOURCE ONE Community
Dallas, TX
0.65% 97.9%
20
SILVER STATE SCHOOLS Mid-Market
Las Vegas, NV
0.70% 97.6%
21
SMART FINANCIAL Community
Houston, TX
0.62% 97.5%
22
SANDIA AREA Mid-Market
Albuquerque, NM
0.69% 97.4%
23
SUNWEST Community
Glendale, AZ
0.61% 97.2%
24
LISTERHILL Mid-Market
SHEFFIELD, AL
0.68% 97.1%
25
DELTA COMMUNITY Large
Atlanta, GA
0.53% 97.1%

Bottom Performers

Net Interest Margin (NIM) (YoY Change) • All tiers

Rank Credit Union Value Pctl
1
MEMBERS HERITAGE Community
Lexington, KY
-0.75% 0.7%
2
MERCK SHARP & DOHME Community
CHALFONT, PA
-0.36% 1.1%
3
VALLEYSTAR Community
Martinsville, VA
-0.33% 1.4%
4
CHRISTIAN COMMUNITY Mid-Market
SAN DIMAS, CA
-0.69% 1.6%
5
COREPLUS Community
Norwich, CT
-0.33% 1.8%
6
ADDITION FINANCIAL Mid-Market
Lake Mary, FL
-0.40% 1.9%
7
HANSCOM Mid-Market
Hanscom AFB, MA
-0.37% 2.1%
8
FIRST CHOICE AMERICA COMMUNITY Community
Weirton, WV
-0.32% 2.1%
9
ELGA Mid-Market
Grand Blanc, MI
-0.36% 2.4%
10
POWER FINANCIAL Community
Pembroke Pines, FL
-0.31% 2.5%
11
HAPO COMMUNITY Mid-Market
Richland, WA
-0.31% 2.6%
12
SOOPER CU DBA CLIMB CU Community
ARVADA, CO
-0.27% 2.8%
13
CIVIC Mid-Market
RALEIGH, NC
-0.25% 2.9%
14
STATE FARM Large
Bloomington, IL
-0.19% 2.9%
15
SELF-HELP Mid-Market
Durham, NC
-0.24% 3.2%
16
ABNB Community
Chesapeake, VA
-0.27% 3.2%
17
LAFAYETTE Mid-Market
ROCKVILLE, MD
-0.23% 3.4%
18
CABRILLO Community
San Diego, CA
-0.18% 3.5%
19
QUORUM Mid-Market
Purchase, NY
-0.22% 3.7%
20
CITY OF BOSTON Community
South Boston, MA
-0.15% 3.9%
21
ORION Mid-Market
Memphis, TN
-0.21% 4.0%
22
UNITED STATES SENATE Mid-Market
Alexandria, VA
-0.20% 4.2%
23
FIRST SOUTH FINANCIAL Community
Bartlett, TN
-0.14% 4.3%
24
KEESLER Large
BILOXI, MS
-0.11% 4.4%
25
ANDREWS FEDERAL CREDIT UNION Mid-Market
Suitland, MD
-0.18% 4.5%
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