Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: VA × Clear all

Most Strengths

All tiers in VA

Rank	Credit Union
1	BEACON CREDIT UNION, INCORPORATED Community Lynchburg, VA
2	FREEDOM FIRST Mid-Market Roanoke, VA
3	APPLE Large Fairfax, VA
4	HENRICO Community Henrico, VA
5	BLUE EAGLE Community Roanoke, VA
6	1ST ADVANTAGE Mid-Market Newport News, VA
7	ROANOKE VALLEY COMMUNITY Community ROANOKE, VA
8	UNIVERSITY OF VA COMMUNITY CU Mid-Market Charlottesville, VA
9	VIRGINIA Large Richmond, VA
10	DUPONT COMMUNITY Mid-Market Waynesboro, VA
11	ARLINGTON COMMUNITY Community Arlington, VA
12	TRANSPORTATION Community Alexandria, VA
13	NAVY FEDERAL CREDIT UNION Titans VIENNA, VA
14	JACKSON RIVER COMMUNITY Community Covington, VA
15	PARK VIEW Community Harrisonburg, VA
16	PEOPLES ADVANTAGE Community Petersburg, VA
17	BRONCO Community FRANKLIN, VA
18	NORTHWEST Mid-Market Herndon, VA
19	BEACH MUNICIPAL Community Virginia Beach, VA
20	STATE DEPARTMENT Mid-Market ALEXANDRIA, VA
21	CHARTWAY Mid-Market Virginia Beach, VA
22	CALL Community Richmond, VA
23	PORT OF HAMPTON ROADS ILA NORFOLK, VA
24	IBEW LOCAL UNION 80 Norfolk, VA
25	CELCO COMMUNITY Community NARROWS, VA

Most Concerns

All tiers in VA

Rank	Credit Union
1	METROPOLITAN CHURCH SUFFOLK, VA
2	FIRST CARE Roanoke, VA
3	GLAMORGAN EMPLOYEES Lynchburg, VA
4	ST. ANN'S ARLINGTON ARLINGTON, VA
5	SUMMIT HAMPTON ROADS Norfolk, VA
6	PLANTERS Suffolk, VA
7	YOGAVILLE Buckingham, VA
8	MOSAIC Harrisonburg, VA
9	POLY SCIENTIFIC EMPLOYEES BLACKSBURG, VA
10	VALLEYSTAR Community Martinsville, VA
11	CREDIT UNION OF RICHMOND INCORPORAT Richmond, VA
12	COMMONWEALTH ONE Community ALEXANDRIA, VA
13	PENTAGON Titans MCLEAN, VA
14	PATENT AND TRADEMARK OFFICE ALEXANDRIA, VA
15	DEMOCRACY Community Alexandria, VA
16	MIDWAY BERRYVILLE, VA
17	HIGH STREET BAPTIST CHURCH Roanoke, VA
18	G E A EMPLOYEES Pearisburg, VA
19	INFIRST Community Alexandria, VA
20	FIRST NRV Radford, VA
21	RVA FINANCIAL Richmond, VA
22	URW COMMUNITY Community DANVILLE, VA
23	KEMBA ROANOKE SALEM, VA
24	NEWPORT NEWS MUN. EMP CREDIT UNION Newport News, VA
25	VANTAGE POINT HOPEWELL, VA

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)