✦ Missed CU Wrapped 2025? Read the full Year in Review →

Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: MN × Clear all

Most Strengths

All tiers in MN

Rank	Credit Union
1	TRUSTAR Community INTERNATIONAL F, MN
2	BUILDING TRADES Community MAPLE GROVE, MN
3	SOUTHPOINT FINANCIAL Community SLEEPY EYE, MN
4	FIRST ALLIANCE Community Rochester, MN
5	ELY AREA ELY, MN
6	CO-OP CREDIT UNION OF MONTEVIDEO Community Montevideo, MN
7	MID MINNESOTA Community Baxter, MN
8	TRUSTONE FINANCIAL Large Plymouth, MN
9	MOWER COUNTY EMPLOYEES Austin, MN
10	MAYO EMPLOYEES Mid-Market ROCHESTER, MN
11	AFFINITY PLUS Large Saint Paul, MN
12	SOUTH METRO Community PRIOR LAKE, MN
13	BLAZE Mid-Market Falcon Heights, MN
14	MAGNIFI FINANCIAL Mid-Market MELROSE, MN
15	RED WING Community Red Wing, MN
16	CENTRICITY Community HERMANTOWN, MN
17	MINNESOTA VALLEY Community Mankato, MN
18	GREATER COMMUNITY Community Dawson, MN
19	TORO EMPLOYEES Bloomington, MN
20	ST. CLOUD FINANCIAL Community Sartell, MN
21	EMBARRASS VERMILLION Aurora, MN
22	NORTH STAR Community COOK, MN
23	HARBOR POINTE Community DULUTH, MN
24	MEMBERS COOPERATIVE Mid-Market DULUTH, MN
25	FEDERATED EMPLOYEES OWATONNA, MN

Most Concerns

All tiers in MN

Rank	Credit Union
1	LATVIAN Minneapolis, MN
2	DANFOSS EMPLOYEES Eden Prairie, MN
3	TRANSIT OPERATIONS MINNEAPOLIS, MN
4	ELECTRIC MACHINERY EMPLOYEES MINNEAPOLIS, MN
5	CATHOLIC UNITED FINANCIAL SAINT PAUL, MN
6	ZIEGLER BLOOMINGTON, MN
7	FARM CREDIT EMPLOYEES Saint Paul, MN
8	ARISE COMMUNITY Minneapolis, MN
9	WEST METRO SCHOOLS Hopkins, MN
10	MINNESOTA CATHOLIC Little Canada, MN
11	NORTHWOODS Community Cloquet, MN
12	FAIRMONT SCHOOL EMPLOYEES FAIRMONT, MN
13	MY Community BLOOMINGTON, MN
14	FIRST PACE West St Paul, MN
15	NORTH MEMORIAL ROBBINSDALE, MN
16	PIPEFITTERS-STEAMFITTERS Woodbury, MN
17	TEAMSTERS Blaine, MN
18	HIBBING COOPERATIVE Community Hibbing, MN
19	LEADING EDGE Community Worthington, MN
20	WAKOTA South St Paul, MN
21	SHARE ADVANTAGE Duluth, MN
22	NSP Maplewood, MN
23	METROPOLITAN SERVICES SAINT PAUL, MN
24	EXPEDITION Community Mendota Heights, MN
25	VIRGINIA COOP Virginia, MN

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)