Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: MN × Clear all

Most Strengths

All tiers in MN

Rank	Credit Union
1	MAGNIFI FINANCIAL Mid-Market MELROSE, MN
2	CO-OP CREDIT UNION OF MONTEVIDEO Community Montevideo, MN
3	MID MINNESOTA Community Baxter, MN
4	CENTRICITY Community HERMANTOWN, MN
5	TRUSTAR Community INTERNATIONAL F, MN
6	AFFINITY PLUS Mid-Market Saint Paul, MN
7	BUILDING TRADES Community MAPLE GROVE, MN
8	WINGS FINANCIAL Large Apple Valley, MN
9	ST. CLOUD FINANCIAL Community Sartell, MN
10	MOWER COUNTY EMPLOYEES Austin, MN
11	MAYO EMPLOYEES Mid-Market ROCHESTER, MN
12	BLAZE Mid-Market Falcon Heights, MN
13	NOVATION Community OAKDALE, MN
14	SOUTHPOINT FINANCIAL Community SLEEPY EYE, MN
15	MINNESOTA VALLEY Community Mankato, MN
16	TRUSTONE FINANCIAL Large Plymouth, MN
17	HOME TOWN Community Owatonna, MN
18	ST. PAUL Community Saint Paul, MN
19	MINNESOTA POWER EMPLOYEES Community DULUTH, MN
20	HARBOR POINTE Community DULUTH, MN
21	MINNCO Community Cambridge, MN
22	SOUTH METRO Community PRIOR LAKE, MN
23	TWO HARBORS Community TWO HARBORS, MN
24	FIRST ALLIANCE Community Rochester, MN
25	ELY AREA ELY, MN

Most Concerns

All tiers in MN

Rank	Credit Union
1	TRANSIT OPERATIONS MINNEAPOLIS, MN
2	TEAMSTERS Blaine, MN
3	ZIEGLER BLOOMINGTON, MN
4	FAIRMONT SCHOOL EMPLOYEES FAIRMONT, MN
5	MOWER COUNTY CATHOLIC PARISHES Austin, MN
6	NORTH MEMORIAL ROBBINSDALE, MN
7	MY Community BLOOMINGTON, MN
8	DANFOSS EMPLOYEES Eden Prairie, MN
9	ARISE COMMUNITY Minneapolis, MN
10	ELECTRIC MACHINERY EMPLOYEES MINNEAPOLIS, MN
11	CATHOLIC UNITED FINANCIAL SAINT PAUL, MN
12	DULUTH FIRE DEPARTMENT DULUTH, MN
13	WEST METRO SCHOOLS Hopkins, MN
14	ACCENTRA Community AUSTIN, MN
15	SHAREPOINT Community Bloomington, MN
16	WAKOTA South St Paul, MN
17	MINNESOTA CATHOLIC Little Canada, MN
18	PIPEFITTERS-STEAMFITTERS WOODBURY, MN
19	DULUTH POLICE DEPARTMENT EMPLOYEES DULUTH, MN
20	LEADING EDGE Community Worthington, MN
21	NSP Maplewood, MN
22	SMW FINANCIAL LINO LAKES, MN
23	NORTHWOODS Community Cloquet, MN
24	LATVIAN Minneapolis, MN
25	EXPEDITION Community Mendota Heights, MN

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)