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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: MN × Clear all

Most Strengths

All tiers in MN

Rank	Credit Union
1	GREATER COMMUNITY Community Dawson, MN
2	MAGNIFI FINANCIAL Mid-Market MELROSE, MN
3	BUILDING TRADES Community MAPLE GROVE, MN
4	TRUSTAR Community INTERNATIONAL F, MN
5	MID MINNESOTA Community Baxter, MN
6	NORTH STAR Community COOK, MN
7	FIRST ALLIANCE Community Rochester, MN
8	CO-OP CREDIT UNION OF MONTEVIDEO Community Montevideo, MN
9	ST. CLOUD FINANCIAL Community Sartell, MN
10	SOUTH METRO Community PRIOR LAKE, MN
11	HARBOR POINTE Community DULUTH, MN
12	AFFINITY PLUS Large Saint Paul, MN
13	ELY AREA ELY, MN
14	MINNESOTA VALLEY Community Mankato, MN
15	MAYO EMPLOYEES Mid-Market ROCHESTER, MN
16	HOME TOWN Community Owatonna, MN
17	BLAZE Mid-Market Falcon Heights, MN
18	TOPLINE FINANCIAL Mid-Market Maple Grove, MN
19	NORTH SHORE Community Silver Bay, MN
20	CENTRICITY Community HERMANTOWN, MN
21	TRUSTONE FINANCIAL Large Plymouth, MN
22	MINNCO Community Cambridge, MN
23	TRIBE Eagan, MN
24	EMBARRASS VERMILLION Aurora, MN
25	RED WING Community Red Wing, MN

Most Concerns

All tiers in MN

Rank	Credit Union
1	ZIEGLER BLOOMINGTON, MN
2	LATVIAN Minneapolis, MN
3	ELECTRIC MACHINERY EMPLOYEES MINNEAPOLIS, MN
4	DULUTH FIRE DEPARTMENT DULUTH, MN
5	FAIRMONT SCHOOL EMPLOYEES FAIRMONT, MN
6	DULUTH POLICE DEPARTMENT EMPLOYEES DULUTH, MN
7	FIRST PACE West St Paul, MN
8	DANFOSS EMPLOYEES Plymouth, MN
9	WAKOTA South St Paul, MN
10	MOWER COUNTY CATHOLIC PARISHES Austin, MN
11	WEST METRO SCHOOLS Hopkins, MN
12	TRANSIT OPERATIONS MINNEAPOLIS, MN
13	SHAREPOINT Community Bloomington, MN
14	METROPOLITAN SERVICES SAINT PAUL, MN
15	CARPENTERS Saint Paul, MN
16	RIVERVIEW SOUTH SAINT PAU, MN
17	NORTH MEMORIAL ROBBINSDALE, MN
18	TEAMSTERS Blaine, MN
19	EXPEDITION Community Mendota Heights, MN
20	ARISE COMMUNITY Minneapolis, MN
21	FARM CREDIT EMPLOYEES Saint Paul, MN
22	NORTHRIDGE COMMUNITY Community Virginia, MN
23	MINNESOTA POWER EMPLOYEES Community DULUTH, MN
24	MINNESOTA CATHOLIC Little Canada, MN
25	LEADING EDGE Community Worthington, MN

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)