Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: Mid-Market × CA × Clear all

Most Strengths

Mid-Market tier in CA

Rank	Credit Union
1	AMERICAN FIRST Mid-Market BREA, CA
2	FRONTWAVE Mid-Market Oceanside, CA
3	F & A Mid-Market MONTEREY PARK, CA
4	NUVISION Mid-Market HUNTINGTON BEAC, CA
5	SAN FRANCISCO Mid-Market San Francisco, CA
6	SAFE 1 Mid-Market BAKERSFIELD, CA
7	STANFORD Mid-Market Palo Alto, CA
8	TECHNOLOGY Mid-Market SAN JOSE, CA
9	CHRISTIAN COMMUNITY Mid-Market SAN DIMAS, CA
10	MONTERRA Mid-Market Redwood City, CA
11	PROVIDENT Mid-Market REDWOOD CITY, CA
12	FIREFIGHTERS FIRST Mid-Market Los Angeles, CA
13	COAST CENTRAL Mid-Market Eureka, CA
14	BAY Mid-Market CAPITOLA, CA
15	SAFE Mid-Market FOLSOM, CA
16	THE POLICE Mid-Market SAN BRUNO, CA
17	ALTURA Mid-Market Riverside, CA
18	CALIFORNIA COAST Mid-Market San Diego, CA
19	PREMIER AMERICA Mid-Market Chatsworth, CA
20	PACIFIC SERVICE Mid-Market Concord, CA
21	LOS ANGELES Mid-Market Glendale, CA
22	PARTNERS Mid-Market Burbank, CA
23	LBS FINANCIAL Mid-Market Long Beach, CA
24	MIRASTAR Mid-Market San Jose, CA
25	OPERATING ENGINEERS LOCAL UNION #3 Mid-Market LIVERMORE, CA

Most Concerns

Mid-Market tier in CA

Rank	Credit Union
1	BLUPEAK Mid-Market San Diego, CA
2	MERIWEST Mid-Market SAN JOSE, CA
3	FARMERS INSURANCE Mid-Market Los Angeles, CA
4	NORTHROP GRUMMAN Mid-Market Gardena, CA
5	LOS ANGELES POLICE Mid-Market Van Nuys, CA
6	VALLEY STRONG Mid-Market BAKERSFIELD, CA
7	FIRST ENTERTAINMENT Mid-Market Hollywood, CA
8	NOBLE Mid-Market Fresno, CA
9	UNIVERSITY Mid-Market Los Angeles, CA
10	SOUTHLAND Mid-Market LOS ALAMITOS, CA
11	SIERRA CENTRAL Mid-Market Yuba City, CA
12	CHRISTIAN COMMUNITY Mid-Market SAN DIMAS, CA
13	COASTHILLS Mid-Market Santa Maria, CA
14	FINANCIAL PARTNERS Mid-Market DOWNEY, CA
15	THE POLICE Mid-Market SAN BRUNO, CA
16	CALTECH EMPLOYEES Mid-Market La Canada, CA
17	1ST UNITED Mid-Market Pleasanton, CA
18	PREMIER AMERICA Mid-Market Chatsworth, CA
19	VALLEY FIRST Mid-Market Modesto, CA
20	HONDA Mid-Market Torrance, CA
21	SAN FRANCISCO FIRE Mid-Market San Francisco, CA
22	KEYPOINT Mid-Market San Jose, CA
23	MIRASTAR Mid-Market San Jose, CA
24	RIZE Mid-Market EL MONTE, CA
25	OPERATING ENGINEERS LOCAL UNION #3 Mid-Market LIVERMORE, CA

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)