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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: Large × Clear all

Most Strengths

Large tier

Rank	Credit Union
1	MICHIGAN STATE UNIVERSITY Large East Lansing, MI
2	SUMMIT Large Madison, WI
3	VERIDIAN Large Waterloo, IA
4	COMMUNITY FIRST Large Appleton, WI
5	DESERT FINANCIAL Large Phoenix, AZ
6	PENNSYLVANIA STATE EMPLOYEES Large HARRISBURG, PA
7	COMMUNITYAMERICA Large Lenexa, KS
8	MISSION Large San Diego, CA
9	LANDMARK Large Brookfield, WI
10	MIDFLORIDA Large Lakeland, FL
11	GENISYS Large AUBURN HILLS, MI
12	SERVICE Large PORTSMOUTH, NH
13	UNIVERSITY OF WISCONSIN Large Madison, WI
14	DELTA COMMUNITY Large Atlanta, GA
15	MUNICIPAL Large NEW YORK, NY
16	STAR ONE Large SUNNYVALE, CA
17	DFCU FINANCIAL Large Dearborn, MI
18	CHEVRON Large Concord, CA
19	MEMBERS 1ST Large Enola, PA
20	ROYAL Large EAU CLAIRE, WI
21	ONPOINT COMMUNITY Large Portland, OR
22	CITADEL Large EXTON, PA
23	TRULIANT Large Winston Salem, NC
24	FOUNDERS Large Lancaster, SC
25	GESA Large RICHLAND, WA

Most Concerns

Large tier

Rank	Credit Union
1	AMERICAN HERITAGE Large Philadelphia, PA
2	WASHINGTON STATE EMPLOYEES Large OLYMPIA, WA
3	TEXAS DOW EMPLOYEES Large Houston, TX
4	FAIRWINDS Large ORLANDO, FL
5	STATE FARM Large Bloomington, IL
6	SAN DIEGO COUNTY Large San Diego, CA
7	WESCOM CENTRAL Large PASADENA, CA
8	BELLCO Large GREENWOOD VILLA, CO
9	KINECTA Large Manhattan Beach, CA
10	VIRGINIA Large Richmond, VA
11	NUSENDA Large ALBUQUERQUE, NM
12	TEACHERS Large Smithtown, NY
13	LANGLEY Large Newport News, VA
14	KEESLER Large BILOXI, MS
15	BANK FUND STAFF Large WASHINGTON, DC
16	VISIONS Large ENDICOTT, NY
17	STATE EMPLOYEES CU OF MARYLAND, INC Large LINTHICUM, MD
18	EDUCATIONAL EMPLOYEES Large FRESNO, CA
19	PATELCO Large Dublin, CA
20	LOGIX Large Valencia, CA
21	SPOKANE TEACHERS Large LIBERTY LAKE, WA
22	TINKER Large Oklahoma City, OK
23	APPLE Fairfax, VA
24	SPACE COAST Large Melbourne, FL
25	TRUSTONE FINANCIAL Large Plymouth, MN

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)