Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: Large × Clear all

Most Strengths

Large tier

Rank	Credit Union
1	VERIDIAN Large Waterloo, IA
2	UNIFY FINANCIAL Large Manhattan Beach, CA
3	UNIVERSITY OF WISCONSIN Large Madison, WI
4	REDWOOD Large SANTA ROSA, CA
5	DESERT FINANCIAL Large Phoenix, AZ
6	MIDFLORIDA Large Lakeland, FL
7	DFCU FINANCIAL Large Dearborn, MI
8	WINGS FINANCIAL Large Apple Valley, MN
9	STAR ONE Large SUNNYVALE, CA
10	SUMMIT Large Madison, WI
11	LANDMARK Large Brookfield, WI
12	PENNSYLVANIA STATE EMPLOYEES Large HARRISBURG, PA
13	POLICE & FIRE Large Philadelphia, PA
14	KNOXVILLE TVA EMPLOYEES Large Knoxville, TN
15	GENISYS Large AUBURN HILLS, MI
16	EASTMAN Large Kingsport, TN
17	ONPOINT COMMUNITY Large Portland, OR
18	TRULIANT Large Winston Salem, NC
19	ROYAL Large EAU CLAIRE, WI
20	COMMUNITY FIRST Large Appleton, WI
21	MEMBERS 1ST Large Enola, PA
22	MICHIGAN STATE UNIVERSITY Large East Lansing, MI
23	BELLCO Large GREENWOOD VILLA, CO
24	GESA Large RICHLAND, WA
25	DELTA COMMUNITY Large Atlanta, GA

Most Concerns

Large tier

Rank	Credit Union
1	WASHINGTON STATE EMPLOYEES Large OLYMPIA, WA
2	LANGLEY Large Newport News, VA
3	TEACHERS Large Smithtown, NY
4	KEESLER Large BILOXI, MS
5	TINKER Large Oklahoma City, OK
6	CHEVRON Large Concord, CA
7	COASTAL Large Raleigh, NC
8	AMERICAN HERITAGE Large Philadelphia, PA
9	KINECTA Large Manhattan Beach, CA
10	ENT Large Colorado Spring, CO
11	WRIGHT-PATT CREDIT UNION, INC. Large Beavercreek, OH
12	TRAVIS Large VACAVILLE, CA
13	STATE EMPLOYEES CU OF MARYLAND, INC Large LINTHICUM, MD
14	TEXAS DOW EMPLOYEES Large Lake Jackson, TX
15	STATE FARM Large Bloomington, IL
16	WESCOM CENTRAL Large PASADENA, CA
17	SAN DIEGO COUNTY Large San Diego, CA
18	ESL Large Rochester, NY
19	LOGIX Large Valencia, CA
20	VISIONS Large ENDICOTT, NY
21	CITIZENS EQUITY FIRST Large Peoria, IL
22	BANK FUND STAFF Large WASHINGTON, DC
23	REDSTONE Large HUNTSVILLE, AL
24	NASA Large Upper Marlboro, MD
25	PATELCO Large Dublin, CA

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)